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Do unpaid medical bills hurt your credit? Knowledge is truly power. You have a range of options when it comes to tackling medical debt.
Help! I have to find a new doctor! Say your doctor moves. Or maybe you changed insurance carriers, and now you have to find a doctor in your new network. Whatever the reason, finding the right doctor for you, your spouse, or your kids, is important—so you want to be on the ball. Here's the good news: It's really pretty simple—as long as you have a plan.
Ignoring your EOBs? Here’s what you should be looking for (and it only takes 30 seconds) If you’ve used health care services, chances are you received an Explanation of Benefits (EOB) afterwards, either in the mail or online. They are receipts that show what health care services you used, when you received them, how much you were billed, how much the insurance carrier intends to pay, and how much you might owe to each provider. They aren’t fancy or eye catching. But they are important, and helpful if you know what to do with them.
Your doctor calls for a test? 3 questions you'd BETTER ask When you’re due for a routine procedure like a colonoscopy, or your doctor recommends a diagnostic test, like a CT scan or an MRI, you trust our doctors to steer you in the right direction. Still, you need to think of yourself and your doctor as a team, and you should make decisions together. Ask these three questions to get the ball rolling.
Doctor and pharmacist: The dynamic duo or the odd couple? Your doctor prescribes a medication based on your condition and health history. Then your pharmacist fills the prescription. But how are they working together? And how can you get your money’s worth from both?